Terms and Conditions

Effective Date: April 17, 2026

Last Updated: April 17, 2026

Welcome to BacktesterLab ("we," "us," "our"), accessible at https://www.backtesterlab.com. By accessing or using our website and services, you ("you," "your," or "User") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use our services.

1. Overview of Services

BacktesterLab provides a web-based options backtesting platform that allows users to simulate and analyze options trading strategies — including but not limited to the Wheel Strategy, Cash-Secured Puts, and Covered Calls — using historical market data ("Services"). The platform is intended for educational and informational purposes only.

2. Eligibility

You must be at least 18 years of age to use BacktesterLab. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

3. Account Registration

To access certain features of BacktesterLab, you may be required to create an account. You agree to:

Provide accurate, current, and complete information during registration.
Maintain and promptly update your account information.
Keep your login credentials confidential and not share them with any third party.
Accept responsibility for all activity that occurs under your account.

You must notify us immediately of any unauthorized use of your account or any other breach of security.

4. Subscription and Payments

4.1 Subscription Plans

BacktesterLab offers paid subscription plans that grant access to premium features. Details regarding pricing, features, and billing cycles are presented at the time of purchase and may be updated from time to time.

4.2 Billing

By subscribing, you authorize us to charge your designated payment method on a recurring basis in accordance with your selected plan. All fees are quoted in U.S. dollars unless otherwise stated.

4.3 Payment Processing

Payments are processed through third-party payment processors (e.g., Stripe). Your use of these payment services is subject to their respective terms and privacy policies. We do not store your full credit card information on our servers.

4.4 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access to premium features through the end of your current billing period. No refunds will be issued for partial billing periods unless otherwise required by applicable law.

4.5 Price Changes

We reserve the right to modify subscription pricing at any time. If you are an active subscriber, we will provide reasonable advance notice (at least 30 days) before any price increase takes effect on your account.

5. Disclaimers — Not Financial Advice

5.1 No Investment Advice

BacktesterLab is a backtesting and analysis tool. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other form of professional advice. All information, data, strategies, and results presented through our Services are for educational and informational purposes only.

5.2 No Guarantee of Results

Past performance does not guarantee future results. Backtesting results are hypothetical, do not reflect actual trading, and are subject to inherent limitations including but not limited to:

Historical data may contain inaccuracies, gaps, or limitations.
Simulated strategies do not account for all real-world factors such as slippage, liquidity, commissions, taxes, or market impact.
Market conditions change over time, and strategies that performed well historically may not perform well in the future.

5.3 User Responsibility

You are solely responsible for any investment or trading decisions you make. You should consult with a qualified financial advisor before making any investment decisions. BacktesterLab shall not be held liable for any financial losses incurred as a result of using our Services.

6. Intellectual Property

6.1 Ownership

All content, features, and functionality on BacktesterLab — including but not limited to text, graphics, logos, icons, software, code, data compilations, and the overall design and arrangement of the platform — are the exclusive property of BacktesterLab or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use BacktesterLab for your personal, non-commercial use in accordance with these Terms.

6.3 Restrictions

You may not:

Copy, modify, distribute, sell, or lease any part of our Services.
Reverse engineer, decompile, or disassemble any software used in our Services.
Use automated tools (bots, scrapers, etc.) to access or collect data from our platform without prior written consent.
Reproduce, republish, or redistribute backtesting results or data obtained through our platform for commercial purposes.

7. User Conduct

You agree not to use BacktesterLab to:

Violate any applicable local, state, national, or international law or regulation.
Infringe upon the rights of others.
Transmit any harmful code, viruses, or malicious software.
Attempt to gain unauthorized access to any portion of the platform, its systems, or its networks.
Interfere with or disrupt the integrity or performance of the Services.
Misrepresent your identity or affiliation with any person or entity.

8. Data and Privacy

Your use of BacktesterLab is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Services, you consent to the practices described in our Privacy Policy.

9. Third-Party Services and Data

BacktesterLab may rely on third-party providers for historical market data, payment processing, and other services. We do not guarantee the accuracy, completeness, or reliability of any third-party data or services. Your interactions with third-party services are governed by their own terms and policies.

10. Limitation of Liability

To the maximum extent permitted by applicable law:

BacktesterLab, its owners, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, data, or goodwill — arising out of or in connection with your use of or inability to use the Services.
Our total aggregate liability for any claims arising from or related to these Terms or the Services shall not exceed the amount you have paid to us in the twelve (12) months preceding the claim.
BacktesterLab is not liable for any financial losses resulting from trading or investment decisions made based on information or results obtained through our platform.

11. Indemnification

You agree to indemnify, defend, and hold harmless BacktesterLab, its owners, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

Your use of the Services.
Your violation of these Terms.
Your violation of any rights of a third party.
Any trading or investment decisions you make based on information from our platform.

12. Termination

We reserve the right to suspend or terminate your account and access to the Services at our sole discretion, without prior notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable. Upon termination, your right to use the Services will immediately cease.

13. Modifications to Terms

We may revise these Terms at any time by posting the updated version on this page with a new "Last Updated" date. Your continued use of the Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in St. Johns County, Florida.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on BacktesterLab, constitute the entire agreement between you and BacktesterLab concerning your use of the Services.

17. Contact Us

If you have any questions about these Terms, please contact us at:

Email: contact@backtesterlab.com